Yapñ Kredi () is one of the first nationwide commercial banks in Turkey, and is the fourth largest private bank in Turkey by its asset size. It was established in 1944 by Kazñm Taà Âkent. Assets of the bank include credit cards, assets under management, non-cash loans, leasing, factoring, private pension funds and non-life insurance. The combined financial services network of the bank consists of 835 branches across the country with over 13 million customers. The bank offers vehicle loans, consumer loans, housing loans and commercial loan support.
Yapñ Kredi Emeklilik A.à  is one of the largest pension and life insurance providers in Turkey and has been a major force in the growth and development of pension schemes and group insurance in the country. Its sister company, Yapñ Kredi Sigorta A.à Â., is the second-largest health insurer in Turkey. Together, the companies provide coverage to approximately 700,000 insureds.
Yapñ Kredi was acquired by Mehmet Emin Karamehmet's ÃÂukurova Holding in 1984, and Hüsnü ÃÂzyeÃÂin was its general manager until 1987. In 2003, ÃÂukurova Holding reached an agreement with the Turkish bank regulator to sell the majority of its shares in Yapñ Kredi within two years. In 2005, the majority of shares in Yapñ Kredi were acquired by the owners of Koçbank. Koç Finansal Hizmetler (KFH; Koç Financial Services, KFS), was an equal partnership between Koç Holding and Italian banking giant UniCredit. In 2006, Koçbank was merged into Yapñ Kredi, leaving 80% of Yapñ Kredi owned by KFS. In November 2019, Unicredit exited the joint venture KFS which controls the bank and acquired a smaller stake in the company. UniCredit finally exited in 2021 by selling its remaining 18% stake to Koç Holding. Subsequently the Koç Group held over 60% of Yapñ Kredi's capital.
In 2024, Yapñ Kredi expanded to Germany.