The Usury Laws Repeal Act 1854(17 & 18 Vict. c. 90) was an act of the Parliament of the United Kingdom that repealed enactments relating to usury in the United Kingdom. The act relaxed all restrictions on usury.
Section 1 of the act repealed 20 enactments, listed in the schedule to the act, in addition to "all existing Laws against Usury".
Section 2 of the act provided that nothing in the act would affect transactions done before the passing of the act.
Section 3 of the act provided that interest on existing contracts would be recoverable as if the act had not been passed. Section 4 of the act provided that nothing in the act would affect pawnbrokers.
The broad terms of the repeal of "all existing Laws against Usury" by the act meant that some acts relating to usury were repealed by subsequent statute law revision acts, including the
Section four of the act "as far as that section provides that all laws touching and concerning Pawnbrokers shall remain in full force and effect to all intents and purposes whatsoever as if that Act had not been passed." was repealed by section 4 of, and the first schedule to, the Pawnbrokers Act 1872 (35 & 36 Vict. c. 93).
Section one of the act to "hereto," and section two of, and the schedule to, the act were repealed by section 1 of, and the schedule to, the Statute Law Revision Act 1875 (38 & 39 Vict. c. 66).
In the seventh report on statute law revision published in 1975, the Law Commission and Scottish Law Commission proposed the repeal of the act.
The whole act was repealed by section 1(1) of, and part VI of schedule 1 to, the Statute Law (Repeals) Act 1976.