The Podkumok () is a river in Stavropol Krai, Russia, right tributary of the Kuma. The length of the river is . The area of its basin is 2,220 km<sup>2</sup> (857 mi<sup>2</sup>).
Originating in the Greater Caucasus, the Podkumok is widely used for irrigation. The biggest hydroelectric dam in Imperial Russia Water-powers , built in 1903, was located on the Podkumok near Yessentuki.
The towns of Kislovodsk, Yessentuki, Pyatigorsk, Georgiyevsk and urban-type settlements Goryachevodsky, Svobody are located on the Podkumok.