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NetSol Technologies

NetSol Technologies Inc. is an American software company which makes asset finance and automotive digital retail software. It is based in Encino, California.

NetSol is listed on NASDAQ and its subsidiary NetSol Pakistan is listed on the Pakistan Stock Exchange. As of fiscal year ended June 30, 2025, the company had approximately 1,460 employees.

History

NetSol Technologies was founded as Network Solutions in 1996 by Najeeb Ghauri, a Pakistani-born American executive with a background in corporate sector, and Salim Ghauri who worked as an IT consultant in Australia.

NetSol was listed on NASDAQ in 1999. It is also listed on the Pakistan Stock Exchange.

As of 2006, DaimlerChrysler implemented LeaseSoft in its auto-leasing and financing operations across eight Asian countries, while Toyota utilized the software in Thailand and China.

Products and services

NetSol's current product offerings are unified under the Transcend platform, an AI-powered digital retail and asset finance solution unveiled in October 2024. The platform serves automotive and equipment OEMs, auto captives, commercial lenders, dealers, brokers, and financial institutions.

Transcend Retail
  • A fully digital platform that simplifies the customer journey from online purchasing to finance approval, serving automotive and equipment dealerships and OEMs.
Transcend Finance
  • A suite of tools for originations, servicing, and wholesale finance, providing end-to-end visibility and workflow automation for auto captives and financial institutions.
Transcend Marketplace
  • A modular, API-first platform offering flexible tools for loan originations, document generation, and lending configurations, designed to integrate with existing infrastructure.
Transcend Consultancy
  • A consulting service covering information security, data engineering, and cloud services, helping clients design tailored technology solutions.
Transcend AI Labs
  • An AI-focused offering providing advanced AI services for industries including finance and manufacturing, applying data-driven insights and machine learning to industry-specific challenges.

Legacy products

Prior to the Transcend platform, NetSol's primary commercial offerings included:

  • NetSol LeaseSoft
  • NetSol Financial Suite

References