The National Mutual Insurance Federation of Agricultural Cooperatives (Japanese: å ¨å½報æ¸Âè¾²æ¥ÂÃ¥ÂÂÃ¥ÂÂçµÂÃ¥ÂÂé£åÂÂä¼Â), commonly known as "JA Kyosai" (JAå ±æ¸Â) or ZENKYOREN, is Japan's national mutual aid association of agricultural cooperatives, founded based on Japan's Agricultural Cooperative Law. ZENKYOREN was founded in 1951 and provides property, liability and life insurance.