James Panayi (born 24 January 1980) is an English former professional footballer who played as a defender for Watford between 1998 and 2002.
He made his professional debut in a Premier League match at Coventry City's Highfield Road stadium on Sunday 31 October 1999.
After leaving Watford in 2002 he had a trial with Queens Park Rangers, later joining Cypriot side Apollon Limassol.