Jack Payne (born 25 October 1994) is an English professional footballer who plays as a midfielder for EFL League Two club Colchester United.
He made his professional debut for Southend United in August 2013. After three seasons at Southend he joined Huddersfield Town in June 2016. Payne had loan spells at Oxford United, Blackburn Rovers and Bradford City, before signing for Lincoln City in July 2019. He joined Swindon Town in August 2020, spending two seasons at the Wiltshire club before signing for Charlton Athletic in July 2022 and joining Milton Keynes Dons on loan in August 2023.
Payne began his career with Southend United and made his professional debut in a 1âÂÂ0 defeat against Yeovil Town on 6 August 2013 in the League Cup. On 6 September 2014, Payne scored his first goal for Southend United in a 1âÂÂ1 draw against Oxford United, opening the scoring in the 36th minute before Danny Hylton's equaliser in the second half. On 6 February 2016 Payne recorded three assists in the Essex derby as Southend beat Colchester 3-0.
After an impressive season in which he netted 9 goals in 32 appearances, Payne was voted Southend United's Player of the Year for the 2015âÂÂ16 campaign.
On 20 June 2016, Payne joined Championship side Huddersfield Town on a three-year deal. He made his debut for the Terriers in their 2âÂÂ1 win over Brentford on 6 August 2016. His first goal for the Terriers was the winning goal in the 2âÂÂ1 win against Newcastle United at St James' Park on 13 August 2016.
On 28 July 2017, Payne joined League One side Oxford United on a season-long loan. He made his debut against Oldham Athletic in the opening match of the 2017âÂÂ18 season, which ended in a 2âÂÂ0 away victory for Oxford, both goals coming from his assists. He scored his first goal for Oxford in an EFL Trophy tie against Stevenage on 29 August 2017. He was recalled by Huddersfield in January 2018, having scored seven goals in 34 appearances in all competitions.
On 16 January 2018, Payne was loaned to Blackburn Rovers for the rest of the season.
On 16 July 2018, Payne was loaned to Bradford City on a season-long loan. He scored on his debut against Shrewsbury Town on the opening day of the 2018âÂÂ19 season. In December 2018 he was praised by City teammate Hope Akpan. In January 2019 it was announced that his loan would continue until the end of the 2018âÂÂ19 season, after Bradford reached a new deal with parent club Huddersfield.
On 3 July 2019, Payne signed for Lincoln City.
On 6 August 2020, Payne joined Swindon Town. He spent two seasons at the club.
On 18 July 2022, Payne joined Charlton Athletic.
On 3 May 2024, it was confirmed that Payne would leave Charlton Athletic when his contract expired.
On 30 August 2023, Payne joined Milton Keynes Dons on a season-long loan. He scored his first league goal for the club on 24 October 2023, a free-kick from 25 yards, in a 4âÂÂ1 home win over Bradford City.
On 2 July 2024, Payne signed a two-year contract with Colchester United. He was named Player of the Year in his first season with the club.
On 4 October 2025, Payne scored a first career hat-trick in a 6âÂÂ2 victory over Chesterfield, all three goals being scored in the first-half. He was named EFL League Two Player of the Month for February 2026 having scored a second hat-trick of the season in a 4âÂÂ1 win over Barnet.
Southend United
Blackburn Rovers
Individual