Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is the national payment infrastructure provider in Ghana. It was established in May 2007 as a wholly owned subsidiary of the Bank of Ghana, with the mandate to implement and manage interoperable electronic payment systems for banks and non-bank financial institutions.
GhIPSS was created to modernize Ghana's payment systems infrastructure and ensure seamless interbank transactions.
GhanaâÂÂs national biometric smart card system, designed to improve financial inclusion across ATMs, POS, and banks.
Enable bulk processing of cheque and direct credit/debit transactions.
A domestic interbank switch supporting ATM, POS, online payments, and 3-D secure transactions.
Real-time payment platform allowing users to transfer money instantly between banks and mobile wallets.
Allows cross-network mobile money transactions and transfers between mobile wallets and bank accounts.
A bank-led mobile wallet that enables inclusive access to banking services.
Enables interbank settlements for mobile money providers and fintech platforms.