Gatehouse Bank PLCâ¯is a UK regulated Islamic bank headquartered in London, with additional offices in Birmingham, Milton Keynes and Wilmslow.
Gatehouse Bank was founded in 2007 and is aâ¯subsidiary of Gatehouse Financial Group. It offers savings products for UK customers and residential property finance in England and Wales for residents in the UK and overseas. Gatehouse Bank is authorised by theâ¯Prudential Regulation Authorityâ¯(PRA) and regulated by the PRA and theâ¯Financial Conduct Authority (FCA). Through its subsidiary, Gatehouse Living Group, it also sources and advises on UK real estate investments with a focus on Build to Rent and the private rented sector.
Gatehouse BankâÂÂs business and operations are conducted in accordance with the Shariah principles of transparent, fair, and socially responsible banking. This includes operating in a way which shares risk and reward equitably. No funds are invested in non-Shariah compliant industries such as arms, alcohol, tobacco, and adult entertainment. In 2019, Gatehouse Bank joined 129 founding members from around the world in becoming a founding signatory to the UN Principles for Responsible Banking.
In December 2024, Gatehouse Bank formed a partnership with ColCap Financial UK Limited which involved a forward flow arrangement to originate in excess of ã650m of Shariah-compliant home finance over an initial two-year term.
Gatehouse Bank provides a range of property finance across England and Wales for UK residents, expats and international residents. The BankâÂÂs home purchase plans offer a Shariah-compliant alternative to traditional mortgages. It also offers Buy-to-Let purchase plans, as a Shariah-compliant alternative for landlords. Gatehouse Bank has also established itself in the Build to Rent sector through its subsidiary, Gatehouse Living Group, a vertically integrated residential investment and management platform comprising Gatehouse Investment Management and property management provider Ascend Estates Limited.
In 2021, Gatehouse launched its Woodland Saver Accounts (previously named âÂÂGreen SaverâÂÂ). For every account opened or renewed, the Bank plants a tree in a certified UK woodland project in partnership with Forest Carbon at no additional cost to the customer. The trees are planted across nine UK woodland projects certified by the governmentâÂÂs Woodland Carbon Code. In December 2024, the Bank announced that it had reached the milestone of planting 50,000 trees on behalf of its customers.
In 2022, Gatehouse Bank launched a range of green home finance products which offer a reduced rental rate for customers acquiring or refinancing a property with an energy efficiency rating of A or B. Additionally, the Bank offsets the carbon emissions generated by the average UK property for the productâÂÂs initial fixed term, at no additional cost to the customer.
In 2022, the Bank launched a mobile savings app available on iOS and Android. The app allows existing customers to view their account details and balance, recent transactions and withdraw or transfer funds between Gatehouse Bank savings accounts.
Gatehouse Bank reported in its 2024 annual report and financial statements that it had achieved a post-tax profit amounting to ã3.8 million for the previous financial year, up 20% from ã3.2 million in 2023. This marked the BankâÂÂs fifth consecutive year of profitability. In 2024, the Bank achieved total home finance originations amounting to ã148 million and reported its home finance portfolio value as ã1.168 billion.
In 2025, the Bank also announced it had reached a 12-month rolling net promoter score of 71+, a new milestone in the BankâÂÂs history.