Croatia osiguranje d.d. (English: Croatia Insurance) is an insurance company based in Zagreb.
Croatia osiguranje is the largest and oldest insurance firm in Croatia. As of 2018, its share in the Croatian insurance market is approximately 32%.
Branches: Podruà ¾nica Dubrovnik, Podruà ¾nica Kutina, Podruà ¾nica Osijek, Podruà ¾nica Pula, Podruà ¾nica Rijeka, Podruà ¾nica Slavonski Brod, Podruà ¾nica Split, Podruà ¾nica Varaà ¾din, Podruà ¾nica Zabok, Podruà ¾nica Zadar, Podruà ¾nica Zagreb, Podruà ¾nica ZagrebaÃÂki prsten-Velika Gorica.
Croatia osiguranje was founded in 1884 in Zagreb as the "Croatia" Insurance Cooperative. The companyâÂÂs establishment was supported by prominent figures of the Croatian National Revival, including August à  enoa and Gjuro Deà ¾eliÃÂ. Throughout the 20th century, the companyâÂÂs legal structure changed to reflect shifting political systems, including periods as a state-owned enterprise in the Kingdom of Yugoslavia and later the SFR Yugoslavia.
In 2014, the Croatian government privatized the company. A majority stake was acquired by Adris grupa, which remains the controlling shareholder.
In 2020, Croatia osiguranje launched LAQO, a digital insurance brand. It operates as a mobile and web-based platform, allowing users to purchase and manage policies without physical documentation. The service focuses primarily on non-life insurance, such as motor vehicle insurance and travel insurance.
In 2022, the company began accepting cryptocurrency as a form of payment for its insurance premiums. This was implemented through a partnership with the payment processor Electrocoin via the PayCek platform. This made Croatia osiguranje the first major insurer in the Adriatic region to accept digital assets for payment.