This is a list of banks in China, including mainland China, Hong Kong and Macau.
The central bank of the People's Republic of China is the People's Bank of China, a component of the State Council, the Central Government of China. The People's Bank of China is mainly responsible for issuing the Renminbi and administering its circulation, in addition to formulating and implementing monetary policy in accordance with Chinese law. Its counterparts in the special administrative regions of Hong Kong and Macau are the Hong Kong Monetary Authority and the Monetary Authority of Macao respectively, both of which serve as their respective locale's currency board and de facto central bank.
All banks, save the People's Bank of China, are under the supervision of China Banking and Insurance Regulatory Commission.
China has three policy banks. Among them, China Development Bank was incorporated in December 2008 and officially defined by the State Council as a development finance institution in March 2015.
China has six state-owned commercial banks. These banks are ranked by their Tier 1 capital amount as of 2018. Banks with asterisks (*) are the four major state-owned banks (i.e. the "Big Four" banks).
Bank of Communications was founded in 1908. On 1 April 1987, it was restructured and re-commenced operations as the first state-owned bank in China.
Postal Savings Bank of China has the most outlets of any retail bank in China (~40,000). Over 80% of its outlets accompany China Post post offices.
China has 12 national commercial banks. These banks are ordered by their Tier 1 capital amount as of 2018.
Urban commercial banks were transferred from urban credit cooperatives established in 1980s and 1990s. As of mid-2023, there were approximately 125 city commercial banks (urban commercial banks) operating in China. These institutions are distinct from the six large state-owned commercial banks and 12 joint-stock commercial banks, functioning as local, city-level, or regional financial entities that have been consolidating in recent years.
Rural commercial banks were converted from rural credit cooperatives and play an important role in rural financial needs. Some rural commercial banks include Beijing Rural Commercial Bank, Shanghai Rural Commercial Bank, Chongqing Rural Commercial Bank, Jiangsu Jingjiang Rural Commercial Bank.
The China Banking Regulatory Commission (CBRC) announced its approval for nine foreign-funded banks (marked with the "#" sign below) to start their preparatory work for setting up local corporations in China on 24 December 2006. Following this, additional banks have been able to incorporate locally.
The following is a non-exhaustive list. Asterisks (*) indicate that the bank does not service individuals.
The currency board and de facto central bank of Hong Kong is Hong Kong Monetary Authority. Banknotes of the Hong Kong Dollar, the official currency of the HKSAR, is issued by Hong Kong Monetary Authority, Bank of China (Hong Kong), HSBC and Standard Chartered Bank (Hong Kong).
Part of commercial banks in Hong Kong are listed below.
The currency board and de facto central bank of Macau is the Monetary Authority of Macao. Banknotes of the Macau pataca, the official currency of the Macau SAR, is issued by Banco da China, Sucursal de Macau and Banco Nacional Ultramarino.
Some commercial banks in Macau are listed below: