Cha Hwa-yeon (; born January 25, 1960), birth name Cha Hak-kyung (), is a South Korean actress.
Cha made her acting debut in 1978, and became best known as the heroine Kim Mi-ja in the 1987 television drama Love and Ambition, a character who became an icon for modern Korean women in that era. She retired a year after getting married in 1988. Cha returned to acting twenty years later in 2008 with Aeja's Older Sister, Minja.
In March 2018, Cha signed with new management agency Imagine Asia.