Muhammad Bilal Rafiq (born 19 October 1985) is a Pakistani former footballer who played as a goalkeeper.
Rafiq first represented Lahore based club Wohaib, also representing the team at youth level. He also represented Lahore Lajpaals at the franchise based 2007 Super Football League.
He later joined departmental side Habib Bank in 2006, until eventually joining Pakistan Airlines.
Rafiq played as the main goalkeeper for Pakistan at the 2008 SAFF Cup.