The following list of banks in Romania is to be understood within the framework of the European single market, which means that Romania's banking system is more open to cross-border banking operations than peers outside of the European Union.
As of 2025, the following Romanian banks were designated as systemically important, listed here by decreasing score of systemic importance:
As of early 2026, the National Bank of Romania listed the additional commercial banks in addition to the above:
The acts as the central entity of a cooperative banking group that, as of early 2026, comprised 31 local cooperative banks, respectively headquartered in Arad, PiteÃÂti, OneÃÂti, BacÃÂu, Marghita, ÃÂtei, Oradea, BistriÃÂa, BotoÃÂani, Codlea, BraÃÂov, Bucharest, BuzÃÂu, CÃÂlÃÂraÃÂi, Cluj-Napoca, Sfântu Gheorghe, TârgoviÃÂte, Craiova, Târgu Jiu, Deva, IaÃÂi, Sighetu MarmaÃÂiei, Baia Mare, TârnÃÂveni, Slatina, PloieÃÂti, Suceava, Tulcea, Râmnicu Vâlcea, Vaslui, and FocÃÂani.
The was established in 2023 and is under the prudential supervision of the National Bank of Romania.
As of early 2026, the following banks based in the European Economic Area had branches in Romania:
As of October 2025, there were no branches of banks located outside the European Economic Area ("third-country branches") in Romania, based on data compiled by the European Banking Authority.
The following table tracks the respective market shares of banks in Romania, in terms of assets (above 1%).